Nearly two decades of local expertise, personal service, and community commitment — all under one roof.
"To protect the people, families, farms, and businesses of our community with honest advice, competitive coverage, and the personal attention that only a local, independent agency can provide. We don't just sell insurance — we build lasting relationships built on trust."
The Beach Agency was founded with a simple belief: that insurance should be personal. In a world of automated phone systems and online chatbots, we believe every client deserves a real conversation with a knowledgeable agent who understands their specific situation.
Scott Beach spent nearly two decades honing his expertise across personal, farm, and commercial lines — earning a reputation as someone clients can call not just at renewal time, but any time a question comes up or a life change happens. When Katelyn Lyon joined the agency, she brought a modern, technology-forward approach that enhanced the client experience without sacrificing the personal touch that Scott built his career on.
Together, The Beach Agency combines the wisdom of experience with the energy of innovation — giving clients the best of both worlds: deep expertise and streamlined service.
We're proud to be a part of the North Country community. We live here, raise families here, and we understand the unique challenges and needs of people in this region — from the brutal winters that test your home's structure to the specialized risks of farming and rural properties.
Owner & Licensed Insurance Agent | Nearly 20 Years Experience
Scott Beach has spent his entire professional career in service to others — first as a community-focused insurance agent, and now as the founder of The Beach Agency. Over nearly two decades in the industry, Scott has developed an encyclopedic knowledge of personal, farm, and commercial insurance lines that few agents in the region can match.
What sets Scott apart isn't just his expertise — it's his approach. Scott believes that every policy should fit the client, not the other way around. He takes the time to truly understand your situation before ever making a recommendation, and he stays in your corner long after the policy is issued.
Scott is known throughout the North Country for his integrity, his accessibility, and his genuine care for the people he serves. When you work with Scott, you're not just getting an agent — you're getting a trusted advisor for life.
Specialties: Farm Insurance, Commercial Lines, Personal Insurance, Workers' Compensation
Licensed Insurance Agent & Technology Director
Katelyn Lyon represents the next generation of independent insurance professionals — one who understands that great service isn't just about knowledge, it's about efficiency, clarity, and making clients feel valued at every interaction.
With a background rooted in client service and a passion for leveraging technology to simplify complex processes, Katelyn has helped modernize the client experience at The Beach Agency. Whether it's streamlining the quoting process, staying in touch through digital communication channels, or simply making sure your renewal doesn't catch you off guard, Katelyn ensures every client feels informed and cared for.
Katelyn also brings her own perspective to the business as a younger homeowner and family member — she understands the questions and concerns that newer clients often have and has a gift for explaining insurance in plain, relatable language.
Specialties: Personal Insurance, Farm Insurance, Business Insurance, Commercial Lines, Digital Client Experience
We believe a great insurance agency should be more than a business — it should be a pillar of the community it serves.
We proudly support local educational initiatives and youth programs throughout Franklin County and the surrounding North Country region.
We're active supporters of the farming community — attending local farm bureau events and advocating for the needs of agricultural families.
From sponsoring local events to supporting community fundraisers, The Beach Agency believes in investing where we live and work.
Whether you're a new client or have been in the area for generations, we'd love to earn your trust. Reach out today for a no-pressure conversation.